In today’s litigious society, brides
and grooms could be held responsible for accidents and injuries caused by the
wedding vendors they use. Because the bride and groom hire their wedding
vendors to perform their specific services at their wedding, these vendors are
acting on the behest of the bride and groom – thus making the bride and groom
responsible for their actions.
For example, if a wedding guest is
hurt after tripping over an extension cord, equipment case, etc. being used by
the band, DJ, photographer or videographer, the bride and groom could be named
in a personal injury lawsuit. Just as easily, a light stand could fall and
seriously hurt or kill someone. Across the nation, many places of worship and
reception facilities require that ALL vendors show proof of insurance before
they can enter.
Any true wedding professional will
routinely carry liability policies of $1,000,000 or more. These policies are
only a few hundred dollars each year for the vendor but could save the bride
and groom thousands of dollars in legal fees. v
